Financing Your Dreams

East Face Finance is dedicated to helping you navigate your way to success. We plan and execute financial strategies that help turn stagnant prospects into new waves of opportunity. Whether you’re looking to take the plunge on a potential investment or seeking specialised credit advice, we’re ready to dive into finding solutions that suit and serve you best.

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Couple receiving financial advice

WHO WE ARE

Finance and Mortgage Brokers in Sydney

East Face Finance is an independently owned boutique mortgage brokerage local to Sydney’s Eastern Suburbs. We’re a team of finance professionals with a passion for clearing the path between people and their dreams. Our renowned credit advice and comprehensive financial solutions have serviced happy clients and their referrals across the country with timely implementation and meticulous standards.

Everybody deserves to take control of their future. And with the right knowledge and support, the possibilities are endless. That’s where we come in; with over 13 years of financial planning experience under our belt, our mortgage and finance brokers have an unmatched grasp on the wealth, tax and cost aspects of every mortgage. Company-wide expertise allows us to assess a situation and simplify the financial jargon so that you can make decisions with a confident understanding of every option available. We speak your language and will help you learn ours.

Established connections with over 50 lenders to optimise your opportunities.

Reliable advice customised to your unique lifestyle and financial aspirations.

Continued support and professional insight with dedicated credit portfolio analysis.

Efficient and skilled mortgage brokers that meticulously implement your credit strategy.

Our Services

East Face Finance provides high-calibre customer care alongside specialised expertise that spans across the spectrum of mortgage services. And if you’re looking for that little bit more, we’re prepared to guide you towards success with an entire lineup of excellent referral partnerships.

Residential Mortgages

With extensive experience in handling residential mortgages, we’ve developed a tried and tested course of action that caters to your unique circumstance, whether you’re looking to:

  • Become a first-time property buyer
  • Purchase an investment property
  • Refinance or upgrade your current mortgage
  • Cash-out refinance for home improvements
  • Buy a vehicle

Our streamlined methods and industry ties secure the best rates and most advantageous structures, which have helped our clients make the right decision and save thousands of dollars in the process.

Referral Partnerships

Over the years, we have built lasting professional relationships with financial institutions that work in conjunction with East Face Finance to ensure your finances are set to flourish. Depending on your specific needs, we’ll connect you with the following professionals who share our outstanding principles and flawless execution:

  • Certified financial planners
  • Insurance companies
  • Accounting and tax professionals
  • Property investment consultancies
  • Solicitors and licensed conveyancers

Self-managed Super Fund lending

We facilitate the multilayered planning, approval and implementation process for your SMSF loan. Based on your specific goals and requirements, we develop the most cost-effective strategy that allows you more control over your investment and can refer you to accountants, tax agents and fund administrators to help you manage your fund.

Car Loans

Becoming a car owner is considered a rite of passage; however, it can be complicated to navigate without expert guidance. East Face Finance helps you through every step of the process and negotiates flexible terms that are in your best interest, whether you’re looking to purchase from a car dealer or private seller.

Equipment Finance

Every business needs to invest in the tools that will separate it from the competition. With an array of financing options to own new equipment and our quick turnaround time, we fully support our clients as they strive for their professional ambitions.

Commercial Mortgages

Our seasoned brokers provide clients with effective options to acquire or remortgage every type of commercial property with minimal interest rates in comparison to unsecured loan alternatives. In addition to handling all paperwork and documentation, East Face Finance makes sure to present you with choices that will boost your capital gains, renting potential and business forecasting.

COMMON CHALLENGES WE HELP WITH

Every client comes to us with different obstacles, and we’ve seen many scenarios play out. Here are a few of the challenges we regularly help people overcome:

MAKING SENSE OF COMPLEX APPLICATIONS

Paperwork can feel endless, especially if multiple properties, investments or refinancing are involved. We handle the heavy lifting so you can focus on the bigger picture. Our role is to bring clarity to what otherwise feels like a maze of forms and requirements.

COMPETING PRIORITIES

Many of our clients juggle work, family and personal commitments, leaving little room to manage the mortgage process. By coordinating the steps and keeping things organised, we ease the load. You’ll feel supported without needing to pause your daily routine.

TIME PRESSURES

Sometimes opportunities move quickly, from auctions with short settlement windows to lenders requiring fast responses. These situations can feel stressful if you’re handling them alone. Our team acts promptly to keep the process moving, so you don’t miss important deadlines.

UNCERTAINTY ABOUT NEXT STEPS

For many clients, the hardest part is simply knowing where to begin. With numerous lenders and requirements, it can feel unclear which path to follow. We outline the journey in clear stages so you always know what’s coming next.

Our Partners

Meet some of the teams that make up our network of associates.

We pride ourselves on working alongside companies that, like our Bondi mortgage brokers, lead the market with innovative approaches, superior industry standards and an unmatched drive to help you achieve your untapped financial potential.

Recent Deals We Settled

Reduced Interest Rates for Maximised Wealth

As the self-employed owner of a successful carpentry business, Jimmy approached East Face Finance to gain pre-approval on the purchase of a new investment property and to refinance his existing mortgage, which stood at a rate of 3.71% under his original application.

Before engaging our services, Jimmy’s options proved limited due to complications surrounding his tax returns; such documentation is customarily required by lenders. Nevertheless, our diligent experts at East Face Finance took on his case and, after carrying out extensive analysis and negotiating terms, successfully secured Jimmy the opportunity to move forward with a renowned lender.

At East Face Finance, we were able to reposition Jimmy’s prospects and grow both his wealth and investment portfolio. His rate was refinanced to 1.4% lower than its original counterpart, our newfound lender awarded him a rebate of $3,000 as a new customer, and he was able to obtain pre-approval on the purchase of an investment property.

Finances and mortgage for self-employed individuals can be more complex, so if this resonates with you, get in touch and we’ll explore the options together.

A Renovated and Refinanced Dream Family Home

Candace and Louis are a married couple with three dependents who live in Townsville, Queensland. With hopes of renovating their home to accommodate their growing family, the couple reached out to East Face Finance to help them acquire the necessary $200,000 budget and set their dream home plan in motion.

During their initial consultation, the couple noted that they did not have enough equity in the property and raised their concerns about paying Lenders Mortgage Insurance (LMI), as well as the potential process delays due to their busy schedules. Candace is a lawyer who heads her own practice and Louis is a doctor who runs his clinic, which resulted in their inability to travel between meetings and take the time needed to meticulously study which options were in their best interest without professional support.

With East Face Finance’s hands-on approach, Candace and Louis were able to achieve their goals without needing to step out of their respective offices. Our mortgage brokers successfully paired the couple with a lender to finance their renovation project, carried out the refinancing of both their home and investment loans with substantially improved rates, and did so without incurring any LMI payments!

If you see yourself in a similar situation — juggling work, family and future plans — and need a helping hand with the process, we’d be glad to hear from you.

Securing Carmelo’s Success

In addition to his career in pharmaceutical sales, Carmelo is a passionate investor in the share market. However, his vested interest in becoming a first-time property owner was filled with questions and uncertainty. Looking for professional advice, Carmelo met with our team to weigh his options and settle how much he should contribute to the property deposit, considering that he could potentially increase his equity by investing part of the funds in the share market.

East Face Finance reviewed Carmelo’s case and built dynamic financial models based on different deposit amounts, monthly repayments and loan terms. By planning various detailed and clear courses of action, we empowered Carmelo with models that helped him understand his options and their potential outcome. Confident with his newfound insight, Carmelo made an informed decision that saved him thousands of dollars. And to ensure his continued success, East Face Finance connected him with a trusted financial advisor to help him manage his share portfolio in conjunction with his new property purchase.

If you’re weighing up your first property purchase and want to better understand your choices, reach out to us — we’re here to walk you through the options available.

HOW WE SUPPORT YOU AFTER SETTLEMENT

Reaching settlement isn’t the end of the relationship — it’s the start of ongoing support. Here’s how our Eastern Suburbs mortgage brokers continue to stand by you once your loan is active:

REGULAR CHECK-INS

Life and finances change over time, and we stay connected to help keep pace with your arrangements. By staying in touch, we’re able to alert you to opportunities or changes that may be relevant. Our role is to keep your portfolio aligned with your circumstances.

ACCESS TO INSIGHTS

We share information that helps you stay informed about shifts in lending policies or market conditions. These updates are designed to be easy to digest and free from jargon. You’ll have a clearer picture of how external changes may affect your situation.

RESPONSIVE SUPPORT

Questions don’t stop once a loan is settled, and neither does our assistance. If you need clarification or want to explore future plans, our team is only a call or email away. This way, you always have someone in your corner who understands your history.

CONNECT WITH MORTGAGE BROKERS IN BONDI AND BEYOND

East Face Finance services hundreds of clients around Sydney and other cities. We have a strong presence in the Eastern Suburbs of Sydney, with deeply rooted relationships with business suppliers local to this pocket, especially around the areas of Bondi Junction and Double Bay. Our mortgage brokers have assisted individuals in these areas, so feel free to get in touch to see how we can help you.

Client Reviews

We found George to be knowledgeable, efficient and competent in providing us with the best possible solution for both the mortgage on our home and our investment property.

We would confidently and highly recommend George.

Dan McCarthy

Dealing with George from East Face Finance was an absolute pleasure. As we were looking to refinance to take advantage of some of the opportunities in market, we found George to be the most professional and responsive out of all options we looked into. We were well informed, supported through the process with great ease and achieved a great outcome.

Daniel Kukucka

This was our third property purchase but first time using a Mortgage Broker and I wish we had found George at East Face Finance sooner. He negotiated the best home loan rate and made the application process very quick and easy. We highly recommend East Face Finance and will certainly use again.

Sarah Rhys-Jones

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READY TO ELEVATE YOUR FINANCIAL FUTURE?

Take the first step towards maximising your financial potential. Tell us about your situation and we’ll get back to you with a consultation that targets your specific needs. From first-time buyers to seasoned investors, East Face Finance is here to support your property journey.

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